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Fixed Deposit:- Sukh Samriddhi
Option-1:- simple interest:- quarterly interest to be credited in saving account of the customer.
Option 2:- cumulative interest:- quarterly interest to be coumpounded on quarterly basis.
Period interest Rate (Annual) Minimum Amount
3 months and above 7.75 10000
6 months and above 8 10000
9 months and above 9 10000
1 year and above 10 10000
2 year 11 10000
3 year 11.5 10000
4 year 11.75 10000
5 year 12 10000
6 year 12 10000
10 year 12 10000
Terms & conditions:-
➤ Minimum FD will be Rs. 10000/- and then in the multiple of Rs. 1000/-
➤ Fixed deposit interest will be simple or cumulative as per request of the customer.
➤ Loan on fixed deposit will be till 90% with 3 % additional interest on fixed deposits
➤ Fixed deposit withdrawal can be done only after 6 months
➤ Premature interest will be 2% lower than the prevailing interest rate for the period of deposit at the time of making the fixed deposit.