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Vehicle loan:- Sukh Samriddhi
New & Used (Two –Wheeler loan, 3 vehicle loan, car loan, commercial vehicle loan)
Vehicle loan comprises the different financial products which allows someone to acquire a vehicle with any arrangement other than a single lump payment.
Features:-
➤ Financing to individual for purchase of vehicle.
➤ Attractive Rates.
➤ No collateral required.
➤ Loan size of RS. 10,000 to 10 lakh
➤ Financing of EX Showroom Price
➤ Flexible Tenor up to 5 years.
➤ Equal monthly instalment.
➤ Part payment facility available.
➤ Excellent member service and assistance.
➤ Having Provision of insurance premium.
➤ NO income proof required for loan amount below 50% of the ex-showroom price or having RTR of approx proposed loan amount which should be ETR, GTR or ATR.
Eligibility:-
➤ Borrower’s household annual income should be documented.
➤ Age should be 21-55 yrs at the time of loan application.
➤ Borrower should have phone contact ability.
➤ End use should be valid and legal purpose.
➤ Loan Emi should be valid and legal purpose.
➤ Loan EMI should not exceed 1/3 of the monthly income.
➤ Guarantor is mandatory if member not having any assests equal to loan amount.
➤ NO income proof required in Cv and 3 Wheeler loan but member should have any assests Equal to loan amount.